Wednesday, July 2, 2008
I go online at least once a day to check our online banking. It's just a habit of mine...to see everyday which checks have cleared, or to mark down debits that Rich might have done that day with his ATM card, things like that. (I'm the one who does our banking, pays the bills, balances the checkbook, etc) and so tonight I went online like always...and there were two withdrawls of $300 made at two different 7-11stores in different towns that are each about 2 hours away from where we live. So I call our bank and they ask if my ATM card is missing. No, it's right here with me. In fact I used it a few times to today for Target and Costco purchases. Then they ask if my husband could be making these withdrawls...and I say NO to that, since he's been up north fighting the brush fires. Could his card have been stolen? they ask. So, I hang up and call Rich. He checks his wallet and his card is there. We only have the two ATM debit cards. So Rich calls our bank after that and has the cards frozen. Our bank is going to reimburse us the fraudulent charges, thank goodness. I can't believe someone made a copy of our ATM card when we used it to purchase something somewhere. We never withdraw money from ATM machines -- we just use the ATM card for purchases instead of writing a check. We use it at the gas pumps, in stores, for groceries. I have it linked up to our checking account and it's so much easier than carrying cash or writing checks. But now...I feel so robbed!! It makes me so angry! It's good we are getting our money back...but still. It's an awful feeling to have someone stealing from your checking account, your hard-earned money. The crooks. Anyway, our bank says that this is getting more common lately...where when you swipe your ATM card at a store or someplace it can be copied, the PIN you enter and all. What a joke. You'd think they could devise a way to keep this from happening. It's not enough anymore to guard yourself when you enter your PIN so that no one can see the number you enter. Now you just have to "gamble" that the machine you are swiping your card in isn't rigged up to copy it. Sheeeeesh!!!